Your 2027 health plan, reviewed with a real person.

One-on-one help understanding your options and the application process, in English or Portuguese.

Florida license G136764. NPN 21241133. Not the government or HealthCare.gov.

Victor Oliveira
Victor OliveiraLicensed Florida health insurance agent, Broward County

How it works.

  1. 1. Tell Victor how to reach you.

    Choose a phone call or email in the four short steps below.

  2. 2. Talk it through.

    Your household, your 2027 income, your doctors and prescriptions.

  3. 3. Decide.

    Ask more, or apply with Victor. He reviews the application with you before it goes in.

Request a 2027 plan review

Tell Victor how to reach you. No income, medical details, Social Security number or documents here.

A request does not enroll you or determine eligibility.

Request a 2027 plan review

What's going on?

How should Victor reach you?

Choose a contact method above, then enter that number or address.

A little about you

Optional: a little more about your situation

Check and send

How we use this: Privacy

Optional household income check

Where does your 2027 income land?

Optional. Two numbers in, one dial out. Nothing leaves your browser.

You, your spouse and your tax dependents. Households of 1 to 8.

Use expected annual household income, not monthly pay or business revenue. Marketplace income uses modified adjusted gross income and includes net self-employment income and other reportable household income.

Who you'll talk to.

Victor Oliveira is a licensed Florida health insurance agent based in Broward County.

  • Licensed in Florida

    Health insurance agent, Florida license G136764.

  • South Florida

    Serving Broward, Miami-Dade and Palm Beach.

  • English and Portuguese

    The conversation in the language you prefer.

  • One-on-one

    Help understanding your options and the application process.

Nov 1

Open enrollment for 2027 coverage began November 1, 2026.

Dec 15

Choose a plan by December 15, 2026 for coverage that can start January 1, 2027.

Jan 15

Open enrollment ends January 15, 2027.

A plan chosen December 16 through January 15 generally starts February 1, 2027, subject to payment of any required first premium by the insurer's deadline. Outside open enrollment, a qualifying life event may still let you enroll; ask Victor.

Questions.

What if I do not know my income yet?

You can request a review without it. The optional income dial is a starting point, not a quote.

Can I ask about a doctor or prescription?

Yes. Keep the names handy for the conversation, not in the form or an email.

What if my coverage is ending soon?

Tell Victor the end date. A life event may open a special enrollment period. A request does not reserve coverage or a deadline.

Can I compare plans myself?

Yes. HealthSherpa is a separate plan-shopping service. It does not send a request to Victor.

Compare plans on HealthSherpa (opens a new tab)

Request a 2027 plan review