Affordable standalone dental and vision plans for individuals and families - because most adult health plans don't include them. Enroll any time of year.
Adult dental and vision are almost never included in ACA health plans - they're separate, inexpensive policies (often $15–$50/month) that you can buy year-round, with no enrollment deadline.
ACA marketplace plans are required to include dental and vision benefits for children under 19, but not for adults. That surprises a lot of people at their first cleaning of the year. The good news: standalone plans are inexpensive, widely available in Florida, and can be added at any time - no Open Enrollment window required.
| Care type | Typical coverage | Examples |
|---|---|---|
| Preventive | 100%, often no waiting period | Cleanings, exams, x-rays |
| Basic | 70–80% after deductible | Fillings, simple extractions |
| Major | 50%, often 6–12 month wait | Crowns, root canals, dentures |
Plans differ a lot in annual maximums ($1,000–$3,000 is typical), waiting periods, and whether your dentist is in network. That's exactly the comparison work Victor does for free.
Vision plans usually run $10–$25/month and cover an annual eye exam plus an allowance toward glasses or contacts. If you wear corrective lenses, the math usually works in your favor within the first year.
Tell Victor your dentist and your budget - he'll match you to plans that fit, for free.
Usually not for adults - children under 19 yes, adults almost always need a standalone plan ($15–$50/month typical).
Yes. Standalone dental and vision plans have no enrollment window.
Often for major work (6–12 months), though preventive care is usually covered immediately. Some plans waive waiting periods - ask Victor which ones.