Protect your family's income, mortgage, and future for less than most people expect. Free carrier comparison with a licensed local broker - in English or Portuguese.
Term life insurance is the simplest, most affordable way to protect the people who depend on your income - healthy applicants in their 30s often pay $20–$40/month for $500,000 of 20-year coverage. Rates rise with age, so the best time to lock one in is now.
You choose a coverage amount (the death benefit) and a term length - typically 10, 20, or 30 years. If you pass away during the term, your beneficiaries receive the full amount, tax-free. It's pure protection with no investment component, which is exactly why it costs a fraction of whole-life policies.
Victor runs this calculation with you in minutes and compares quotes across multiple carriers - the same policy can vary meaningfully in price from one carrier to another for the same person.
Most quotes take under 10 minutes. No exam needed for many applicants.
Start with 10–12× your annual income, then adjust for your mortgage, debts, and children. Victor can run your exact numbers in minutes.
Healthy 30-somethings often pay $20–$40/month for a $500,000, 20-year policy. Price rises with age.
Often no - many carriers offer no-exam policies with approval in days.